Terms of Use

Effective Date: July 3, 2026

Welcome to Innovex FS. These Terms of Use govern your access to and use of our website and services. By accessing or using this website, you agree to comply with these Terms. If you do not agree with any part of these Terms, please discontinue use of the website.

Acceptance of Terms

By using this website, you confirm that you have read, understood, and agreed to be bound by these Terms of Use, our Privacy Policy, and all applicable laws and regulations.

About Our Services

Innovex FS provides information and assistance relating to financial products and loan services, including:

Vehicle Loans
Car Loans
Business Loans
Personal Loans
Financial Consultation

Submitting an enquiry or loan application through our website does not guarantee loan approval. All approvals are subject to the eligibility criteria, verification process, and policies of the respective lending institution.

User Responsibilities

By using our website, you agree to:

Provide accurate and complete information.
Use the website only for lawful purposes.
Refrain from submitting false, misleading, or fraudulent information.
Not interfere with the website’s functionality, security, or availability.
Respect all applicable laws and regulations while using our services.

You are responsible for maintaining the confidentiality of any information you submit through our website.

Loan Approval Disclaimer

Innovex FS acts as a financial service provider and facilitator for loan enquiries and related services. Loan approvals, sanctioned amounts, interest rates, repayment terms, and other conditions are determined solely by the respective bank or financial institution.

Innovex FS does not guarantee:

Loan approval
Specific interest rates
Loan amounts
Processing timelines
Eligibility outcomes

Final decisions rest with the lending institution.

Intellectual Property

All content on this website, including text, graphics, logos, icons, images, designs, and other materials, is the property of Innovex FS unless otherwise stated and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, or use any website content without prior written permission.

Third-Party Links

Our website may include links to third-party websites for your convenience. Innovex FS is not responsible for the content, accuracy, availability, or privacy practices of any external websites.

Accessing third-party websites is at your own risk.

Limitation of Liability

While we strive to provide accurate and up-to-date information, Innovex FS does not guarantee that all website content is complete, accurate, or free from errors.

To the fullest extent permitted by law, Innovex FS shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

Use of this website
Inability to access the website
Reliance on information provided
Technical interruptions or system failures
Decisions made by lending institutions

Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

Changes to the Terms

Innovex FS reserves the right to modify these Terms of Use at any time without prior notice. Updated terms will be published on this page with the revised effective date.

Continued use of the website after changes are posted constitutes your acceptance of the revised Terms.

Governing Law

These Terms of Use shall be governed by and interpreted in accordance with the laws of India. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the competent courts in Kerala.

Contact Us

If you have any questions regarding these Terms of Use, please contact Innovex FS through the contact information provided on our Contact Us page.

We appreciate your trust in Innovex FS and look forward to serving your financial needs responsibly and transparently.